Why it could be better to buy than to rent There are loads of reasons why you could currently be renting your home. Over the last 10 years we saw mortgages go from being available to anyone with a pulse to being almost impossible to get unless you had a stash of cash tucked away. […]
Read moreBattle of the banks
Battle of the banks With the financial industry slowly getting back on its feet after a turbulent few years, the banks are desperate to get you back on board, even if that means poaching you from your existing current account provider with some tempting treats. With competition heating up, the rewards are getting more and […]
Read moreNew kids on the savings block
New kids on the savings block There have been a few new entrants to the UK banking market in the last couple of years, but who are they, and should you consider trusting them with your money? Here’s a quick rundown of some of the new faces which you might have heard about. Ikano BankOwned […]
Read morePoints don’t always mean prizes with credit cards
Points don’t always mean prizes with credit cards They’re the high street name credit cards which offer you a little bit extra when you spend – they’re the credit cards which give you loyalty points for your favourite shop, no matter where you’re spending. For example – want Tesco Clubcard points when you shop at […]
Read moreBest practice for credit card use
Best practice for credit card use There are many benefits to obtaining and using a credit card. You can spread the cost of purchasing larger items and could find a solution to an unexpected bill or debt. This being said, the improper use of credit cards can have a detrimental effect on your finances as […]
Read moreBritain’s best bet for balance transfers
Britain’s best bet for balance transfers After a few difficult credit crunch years, confidence is slowly returning to the balance transfer market. If you’ve got a debt you want to get rid of, a balance transfer card may actually be the most economical way of dealing with it. Why? Because with zero interest to pay […]
Read morePersonal loan vs 0% finance: what’s the best new car finance for you?
Personal loan vs 0% finance: what’s the best new car finance for you? If you need a new car, now’s a great time to get a loan to fund the purchase. With the base interest rate still at an all-time low in the UK, paying off a car loan now will hit your pocket far […]
Read moreShop wise and save four years on your mortgage
Shop wise and save four years on your mortgage A price war that is erupting between the banks could mean that the average first-time buyer could, theoretically, pay off their mortgage four years earlier if they shop wise. When the Bank of England reduced the rate to 0.5% in 2009, the analysts said that mortgage […]
Read moreShould you apply for a home improvement loan?
Should you apply for a home improvement loan? If you are thinking about applying for a home improvement loan there are a number of factors you need to consider very carefully. Most importantly, if you want to make energy efficiency improvements check the availability of government grants before you do anything else. You could qualify […]
Read moreThinking of taking out a debt consolidation loan? Read this first
Thinking of taking out a debt consolidation loan? Read this first… Have you built up a few different debts? You’re not alone! Perhaps you have a couple of credit cards, maybe a store card or two, a personal loan, or some unpaid bills that are weighing on your mind. It’s surprisingly easy to build up […]
Read moreThinking of taking out finance? Take note of our checklist first
Thinking of taking out finance? Take note of our checklist first Whether it’s a credit card, a loan, a store card or a finance arrangement, taking out a financial product should never be an easy decision. In fact, if you fail to get the very best deal you possibly can, you could end up spending […]
Read moreIs car insurance about to get more expensive?
Is car insurance about to get more expensive? Just when you thought it was safe to go back to the forecourt and get yourself a shiny new car, it turns out that UK motorists are likely to be hit with a hefty increase in the cost of car insurance policies in George Osborne’s next budget. […]
Read moreBREXIT – HOW WILL IT AFFECT YOU?
The results are in, and the United Kingdom has decided to leave the European Union by 52% to 48%. Whether you were for or against exiting the EU (Brexit), I commend everyone who took the time to vote, as I believe we are privileged to live in a democracy and we should always use that […]
Read moreBig overdraft fees to be banned
Big overdraft fees are about to become a thing of the past The Competitions and Markets Authority (CMA) have announced plans to set a cap on how much banks can charge customers who go into or over their overdraft facility. According to the CMA nearly 50% of bank account users go overdrawn – helping banks […]
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